On Radio

May 12, 2012 Topics: Fixing a plaster ceiling; TPO elastomeric membr...

May 5, 102 Topics: Adjusting a tight door; Water backing up in a l...

April 28, 2012 Topics:  Water hammer that won't stop; Water sourc...

Last Updated: Wednesday, April 25th, 2007, Created: Wednesday, April 25th, 2007

Hiring a Home Inspector

Is there real value to having a generalist come in and perform a complete home inspection? Yes!

Before buying or selling a home, a few hundred dollars for a home inspection can get you right on track for either side of that real estate transaction. Even if you are just considering some renovations, a general home inspection can help you to see things you didn't think about, keep your priorities straight and generally give you an unbiased professional opinion on the state of your house. A home inspector is not selling you just one job, he is looking at that job in the context of the state of the whole house. That can often reveal things that you need to do while the walls are open. An inspection often reveals things that your renovation contractor may not even talk about because he does not see that as part of his renovation. You will want to hire an inspector who is in fact neutral, not working for the real estate agent nor for a particular renovator. They should be working for you. They get paid if the transaction goes through or not, making them an unbiased third party.

But not all inspectors are equal and while more and more are truly professional, some don't really know what they are talking about. Many are competent in one field, but don't necessarily understand the entire house as a system and may not be in a position to really judge the priorities. Some are technically competent but like school kids, can't write a report that you can understand.

For an audio podcast of a radio show where we discussed bad reports, follow this link to CJAD.

For an audio podcast of a radio show were we discussed good reports, follow this link to CJAD.

Hire a home inspector with the same precaution that you would hire a contractor. Some inspectors will refer you to tradesmen, others stay away from that to remain impartial, with nothing to gain from one recommendation or another. It's hard to say which is better, as help in finding good tradesmen is always appreciated, but then again, he could just be a salesman in disguise. Check if he has insurance to back up his statements (you buy the house because he says it's fine and then the roof falls in, who's responsible?). See if he belongs to an association of home inspectors. Ask for references.

Ask to see previous reports on other houses (with the names removed of course) to see just how complete a job he does. The product he's selling you is his report. It should be organized, readable and complete. I have seen very competent inspectors, who have completed very professional inspections deliver a good looking but incompetent report. All too often the report is made to look voluminous and informative by the addition of 'boiler plate' material, standard information cut and pasted into your individual report. That is not bad in itself in that it can be good information informing all homeowners about things they need to keep an eye on in every house. It can be very bad when the specific information about your house is lost in general recommendations. General information should be in an annex, not mixed in a confusing manner with the specific details about your home.

As an example, one report I studied noted that the roof had 'normal wear', not an incorrect statement but the report failed to note that it was normal wear for a 9 month old roof that had been a good job and was in great shape. That was immediately followed by a standard 'boiler plate' phrase recommending that homeowners have their roofs inspected by specialists to insure that they do not leak. The second information was not bad information, but put right after the statement about 'normal wear' on this particular roof, the potential home buyer assumed that meant thousands of dollars in repairs. In fact that particular report appeared to be asking for 23 specialist inspections by 10 different trades, implying tens of thousands of dollars of work while if read very carefully sifting through all the standard Reader's Digest kind of recommendations, the inspector was actually only asking for two specialist inspections and corrections worth about $2,000. General information should not be mixed with specific house findings in such a manner as to be confusing. If when reading a sample report from an inspection company, the condition of the house being inspected is not immediately and clearly evident, not buried in good but generalists information, you should look for an inspector who writes better reports.

One of the most dynamic of the new Associations regrouping and certifing home inspectors is the "CAHPI", or Canadian Association of Home and Property Inspectors. Check out their web site to find a local certified inspector anywhere in the country. But just being a member of the association does not guarantee a good report. The good inspection with a bad report mentioned above was written by a CAHPI member. You always need to do your homework as a homeowner and check out any professional before hiring them -- and in the case of Home Inspectors, see if they are able to write clear and useful reports.

Keywords: Contractors, House, Inspection, System

Print

Article 1312