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Found 19 results for the keyword ‘Financial’

  • INSULATING WALLS

    A respectable rewinterizing job need not include the addition of insulation into the walls. They are the most difficult (and expensive) parts of the house to re-insulate, and usually have the poorest financial payback of all re-winterizing tasks because:-- Walls are finished on both sides, and i...
  • WILL CEILING FANS SAVE ME MONEY?

    No! Large-blade ceiling fans, even the simplest and least expensive models, will do no more than equalize the air temperature in a room (making it feel warmer for the same amount o furnace work) and slightly lower the temperature on the ceiling (which means less heat loss through the ceiling). ...
  • Canadian Federal EcoEnergy Program - planned for failure

    The EcoEnergy program of homeowner grants to help retrofit homes has been brought back to life by the federal government in late September of 2011 -- part of the EcoAction initiative.  I love this program and the hard workers at NRCan have done a great job of organizing it, explaining it and ma...
  • FINANCIAL AID FOR ENERGY CONSERVATION

    The oil crises of the 1970's spurred all kinds of financial incentive programs from both governments and utilities with the objective of conserving energy. This availability of funds created an army of fly-by-night contractors willing to blow just about anything into your attic. Although mu...
  • COST EFFECTIVENESS FOR ENERGY CONSERVATION

    If you have to spend $10,000 to save $500 a year it will take you a long time to break even. If you spend $100 to save $200 a year, you make your money back before the first winter is over and the rest is cash in your pocket. Cost effectiveness is the bottom line: where can each dollar be most...
  • HOW CAN I SAVE 140 PERCENT OF MY HEATING COSTS?

    You can't. But if you add together all the possible energy savings that all the different manufacturers claim, they total well over 100 per cent.-- Some energy savings are independent of each other. Insulating one wall will not change the amount of heat lost through another wall or through...
  • WHAT IS A COST ANALYSIS DEDUCTION?

    There are two types of "deductions" that can be taken off the cost of rewinterizing before evaluating the cost effectiveness of a given option.-- Piggyback deductions; The cost of work that had to be done anyway can be deducted from the cost of an energy saving project. If your house needs...
  • ARE THERE ANY TAX BREAKS IN REWINTERIZING?

    Tax laws both discourage and encourage investment in rewinterizing.The tax bite:-- Some government grants are taxable, meaning that they are only worth what is left after taxes. That means that an "off-Oil" grant of $800 is really worth less, depending on your tax bracket.-- Unfortunately, ma...
  • HOW DO YOU CALCULATE COST PAYBACK?

    One prominent member of the energy conservation establishment likes to say: "There are two ways to calculate payback. Simple payback that I can understand the other ways the only my accountant understands."The complications arise from the desire to include in the evaluation the cost of inter...
  • Lloyds of London bails out of the cell phone health debate

      “The purpose of the exclusion is to exclude cover for illnesses caused by continuous long-term non-ionising radiation exposure i.e. through mobile phone usage." CFC Underwriting LTD, London.    Radio Show on Lloyds EMF exclusion CJAD 17 April 2015 - 30 min. 2010 Lloyds compares EMF to asbe...