Found 17 results for the keyword ‘Financial’

  • Opting out of Hydro Quebec's Smart Meter program and alternatives

    Alternatives to paying hydro to not install a smart meter In Quebec as in some other jurisdictions, the electrical utility has opened the door to refusing the installation of Smart Meters by consumers -- but at a consideral penality.  Initially, in 2012, Hydro Quebec is imposing a $137 charge ju...
  • ARE THERE ANY TAX BREAKS IN REWINTERIZING?

    Tax laws both discourage and encourage investment in rewinterizing.The tax bite:-- Some government grants are taxable, meaning that they are only worth what is left after taxes. That means that an "off-Oil" grant of $800 is really worth less, depending on your tax bracket.-- Unfortunately, ma...
  • Kitchen Doors: Polyester or Polymer

    Although it is possible to purchase real wood doors or have them custom made, more and more kitchens have one form or another of plasticized doors, generally made of MDF (Medium Density Fiberboard, compressed wood fibres) and covered with various plastics, acrylics or polymers.  Plastics were fi...
  • Canadian Federal EcoEnergy Program - planned for failure

    The EcoEnergy program of homeowner grants to help retrofit homes has been brought back to life by the federal government in late September of 2011 -- part of the EcoAction initiative.  I love this program and the hard workers at NRCan have done a great job of organizing it, explaining it and ma...
  • FINANCIAL AID FOR ENERGY CONSERVATION

    The oil crises of the 1970's spurred all kinds of financial incentive programs from both governments and utilities with the objective of conserving energy. This availability of funds created an army of fly-by-night contractors willing to blow just about anything into your attic. Although mu...
  • INSULATING WALLS

    A respectable rewinterizing job need not include the addition of insulation into the walls. They are the most difficult (and expensive) parts of the house to re-insulate, and usually have the poorest financial payback of all re-winterizing tasks because:-- Walls are finished on both sides, and i...
  • The Business of Renovation Part 1 - The Industry.

    This was the first part of a special three part series designed to give you some insights to the business side of renovation because hiring a contractor and getting the job done right is a business deal. In this segment we tried to give you an idea of the advantages and disadvantages of each diff...
  • Lloyds of London bails out of the cell phone health debate

      “The purpose of the exclusion is to exclude cover for illnesses caused by continuous long-term non-ionising radiation exposure i.e. through mobile phone usage." CFC Underwriting LTD, London.    Radio Show on Lloyds EMF exclusion CJAD 17 April 2015 - 30 min. 2010 Lloyds compares EMF to asbe...
  • BASEMENT: INTERIOR OR EXTERIOR INSULATION?

    It is always better to insulate on the outside of basements and crawl spaces, but usually more expensive and more trouble. Brick or field stone foundations must not be insulated on the inside for much more than one foot below ground level. The poor quality of the mortar in these foundations dete...
  • HOW DO YOU CALCULATE COST PAYBACK?

    One prominent member of the energy conservation establishment likes to say: "There are two ways to calculate payback. Simple payback that I can understand the other ways the only my accountant understands."The complications arise from the desire to include in the evaluation the cost of inter...